Gene

Transformation (genetics)

Engineering

Transport engineering

Computer security

Telematics

Telecommunications

Biochemistry

Computer science

Occupational safety and health

Risk analysis (engineering)

Environmental health

Business

Poison control

Political science

Medicine

Chemistry

Programming language

Crash

Pathology

Case Studies on Transport Policy

In contemporary motorized societies, human factors remain overwhelmingly responsible for road crash occurrence. Urged by considerable technological developments, insurers have integrated telematics to their operations to develop an array of Usage-Based-Insurance (UBI) schemes. The aim of the present research is to expand on the aforementioned topics based on trends from recently published research and discuss the transformation of the insurance industry by driver safety behaviour telematics. Firstly, an overview of the relevant technological advancements is provided, followed by the integration practices of telematics adopted by the insurance industry. A more in-depth examination of the tangible benefits of telematics and driver feedback in road safety is subsequently provided. The paper concludes with a discussion on the future directions of the transformation of the insurance industry, along with the related challenges and limitations.

The transformation of the insurance industry and road safety by driver safety behaviour telematics