How do reputation, structure design and FinTech ecosystem affect the net cash inflow of P2P lending platforms? Evidence from China

Based on daily data of 749 active online P2P lending platforms in Chinese market, this study explores the key factors affecting the net cash inflow rate of the platform which is vital for its operation and survival from the perspective of reputation, structure design and FinTech ecosystem. Internal governance issues of P2P lending platforms are further discussed according to the model results. A positive U-shaped relationship has been found...