Finance

Accounting

Sociology

Business

Audit

Variables

Population

Commercial bank

Machine learning

Demography

Econometrics

Economics

National bank

Computer science

Financial system

Panel data

Research Journal of Finance and Accounting

The main goal of many banks is to grow and sustain growth in its financial performance. Internal factors are viewed as critical drivers for bank financial performance. The main goal of this study was to investigate the effect of bank specific factors on financial performance of commercial banks in Kenya. Various studies indicate divergent views on the effect of bank specific on commercial banks financial performance. There is lack of consensus on the effect of bank specific factors on bank financial performance. Different researchers have used different models and assumed different variables. The main objective of this study was to assess the effect of bank specific factors on the financial performance of commercial banks in Kenya. The Findings of the study should help understand the effect of bank specific factors on financial performance of commercial banks in Kenya. In light of the different views that appear in some studies the results will be useful to investors, management, auditors, financial analyst and researchers. The population of this study comprised of all the forty five(45) commercial banks in Kenya licensed by the Central Bank of Kenya (CBK) .The study used Panel data covering a period of eleven years from 2007 to 2017.The data was collected from CBK published financial annual supervisory reports for the 45 commercial banks listed by Central bank of Kenya and the Kenya National Bureau of Statistics periodic reports. The study used Correlation and multiple linear regression analysis to analyze the data. The researcher used SPSS software to assist in analyzing the data. The study established that bank specific accounted for 89.3% financial performance of commercial banks in Kenya (R 2 = 0.893). This point out that bank specific strongly predicts financial performance of listed commercial banks in Kenya. Therefore, bank specific have a statistical positive significant effect on financial performance of commercial banks in Kenya. The study recommends further research on other bank specific together with macroeconomic factors to determine whether they have a significant positive effect on financial performance of commercial banks in Kenya or not. Key wards: Bank Specific Factors, Financial Performance. DOI : 10.7176/RJFA/10-20-14 Publication date :October 31 st 2019

The Effect of Bank Specific Factors on Financial Performance of Commercial Banks in Kenya.